Credit Protection

What’s the Real Cost of a Bad Debt?

Consider this: If your company has a 10% profit margin, a single bad debt of $100,000 will wipe out the profits generated from $1 million of sales.  If you’re not managing your company’s credit exposures, you’re playing Russian Roulette with your business.  To avoid this potentially crippling loss of profitability, let Amerisource help protect your business from bad debt losses.

Amerisource Credit Protection Includes

1. Credit Investigation of New Customers
   The first defense against bad debt losses is to investigate a new customers' creditworthiness — before you sell to them.  Amerisource's seasoned credit experts will research and analyze the financial health and credit history of your potential customers, allowing you to make an educated decision and significantly reduce your exposure to bad debt.
2. Ongoing Monitoring of Customer Creditworthiness
   Amerisource will continue to monitor that credit, tracking pay trends and maintaining individual credit limits for all of your important customers.  We'll identify changes in your customer's financial condition and help you take necessary action before it's too late.  So sleep well at night knowing your credit exposures are being continuously monitored by Amerisource.
3. Absorbing Bad Debt Losses
   If a customer is unable to pay you, Amerisource will absorb the loss, up to the customer's approved credit limit.  This flexible add-on for either non-recourse factoring programs or as a credit guaranty allows you to choose the minimum qualifying loss threshold, giving you added protection and peace of mind.

For over 25 years, Amerisource has helped thousands of customers avoid write-offs and bad debt losses.  And with aggregate historic bad debt losses of less than 0.12%, we have the results to prove it.