ABL™ - "Private Label" Community Bank Program

If you're looking to expand your bank's product and service offerings – and increase your ability to service a wider range of borrowers — Amerisource offers an innovative private label bank servicing program for asset-based lending and A/R factoring.

Benefits For Your Bank

• Expand your Bank's product offering with no additional staff or investment.
• Enhance your Bank's ROA, Fee Income and Efficiency Ratios.
• Maintain and grow customer deposits and other Bank products.
• Leverage the productivity of your existing Bank calling officers.
• "Private Label" feature allows your Bank to maintain customer loyalty.

For Your Bank's Borrowers

• Cash flow injection to fund growth, catch up on past due payables, pay off Bank line of credit, or for other working capital needs.
• Professional comprehensive A/R management services:
  • Credit reviews and credit limits for customers
  • Credit protection from bad debt losses
  • Collection assistance
• Award-winning customer service and state-of-the-art systems and reporting.

With America's Back-Office for Lenders™, your Bank has two great program options available for each and every relationship.

ABL™ Source

• Enables your Bank to offer a funding solution for non-bankable customers/depositors
• Amerisource handles pricing and underwriting
• Amerisource funds and services the client and pays a fee to your Bank
• No credit risk to bank
• Enhances Bank's Non-Funds Income ("NFI")

ABL™ Fund

• Your Bank maintains control of pricing and underwriting criteria
• Your Bank participates in the funding of clients, sharing pro-rata in the earnings on the portfolio
• Amerisource provides all portfolio servicing and administration
• Amerisource and Bank share the credit risk pro-rate
• Achieve double-digit yields

So if your bank is looking for a better way to enter the working capital finance market, give us a call — we'd love to meet you.